AFC SME Finance, Inc.

Products & Services

SME Loans and Real Estate Financing Services in the Philippines

Explore property-backed financing options designed for entrepreneurs, property owners, and growing businesses that need clearer terms, faster guidance, and practical loan support.

Sangla Titulo

Make the most of your property's value. We accept lots, residential properties, and commercial properties as collateral for a loan.

Quick Highlights

  • Loan approval within 1–2 weeks
  • Up to 70% of the appraised value
  • 0.9% interest rate
  • Terms of up to 120 months

Basic Requirements

  • Copy of title (TCT or CCT)
  • Latest Tax Declaration, Real Estate Tax Receipt, and Tax Clearance
  • Vicinity map
  • Two valid IDs from the borrower and co-borrower
  • Completed application form
  • Proof of source of income

Process

  1. Submit the application and initial documents
  2. Complete the credit and financial assessment
  3. Undergo property appraisal and verification
  4. Receive approval and sign the loan agreement
  5. Receive the released funds

Real Estate Take-Out

Transfer your existing housing or property loan to AFC SME Finance. We can reassess your property's current value and potentially provide additional funding for your business needs.

Quick Highlights

  • Loan approval within 1–2 weeks
  • Up to 70% of the appraised value
  • 0.9% interest rate
  • Terms of up to 120 months

Basic Requirements

  • Copy of title (TCT or CCT)
  • Latest Tax Declaration, Real Estate Tax Receipt, and Tax Clearance
  • Vicinity map
  • Latest Statement of Account from the current bank or financing company
  • Completed application form
  • Proof of source of income

Process

  1. Submit the application and initial documents
  2. Complete the credit and financial assessment
  3. Undergo property appraisal and verification
  4. Receive approval and sign the loan agreement
  5. Receive the released funds

Real Estate Acquisition Loan

Finance a residential or commercial property that supports your personal or entrepreneurial goals.

Quick Highlights

  • Loan pre-approval within 1–2 days
  • Up to 80% of the appraised value
  • 0.9% interest rate
  • Terms of up to 180 months

Basic Requirements

  • Copy of title (TCT or CCT)
  • Latest Tax Declaration, Real Estate Tax Receipt, and Tax Clearance
  • Two valid IDs from the borrower and co-borrower
  • Proof of source of income

Process

  1. Submit the application and initial documents
  2. Receive preliminary pre-approval
  3. Complete the credit and financial assessment
  4. Undergo property appraisal and verification
  5. Receive approval and sign the loan agreement
  6. Receive the released funds

Talk to our team about your financing needs